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Public Liability Insurance

Insurance information

This essential insurance cover is included as part of your ASE membership (Individual Memberships only). 

The ASE has special arrangements with Aviva so that you, the member, have the protection of insurance cover up to £5,000,000 in case of awards against you arising from your legal liability in respect of claims for death, injury, illness or loss of, or damage to, property of students and others resulting from events occurring whilst carrying out your professional duties, including extramural activities.

The insurance will protect you in your professional capacity anywhere in the world should you have to defend allegations of negligence causing death, injury, illness or damage to property.

The policy operates on a worldwide basis and indemnifies all individual members normally resident in theUK.  Cover extends to include visiting members whilst temporarily living in theUK.

Health & Safety at Work Act 1974

Additionally, cover provides for a member’s representation, legal costs and other expenses arising from criminal prosecution if awarded against the member.  Fines and Penalties are not included.

Personal Property

(Not applicable to Student Members)

The insurance extends to cover the personal property of members against loss or damage, including damage to clothing from acid burns and chemicals, provided protective clothing is worn. 

Maximum claim for any one incident after deduction of excess

Personal Possessions                                                       £250

Money                                                                             £ 50

Excess on any one claim                                                  £ 50 

Download summary of the terms and conditions of cover.

A full copy of the policy terms and conditions is available on request from ASE.

How to Claim 

Members having to claim under this benefit should notify ASE Headquarters immediately the loss or damage is discovered. A form will then be issued on which full particulars of the claim can be submitted.

Contact:  ASE, College Lane, Hatfield AL10 9AA. 

Tel: 01707 283000